Legal notice
Last updated:
This English translation is provided for your convenience. The German version is the legally binding one.
Information pursuant to Section 5 DDG (German Digital Services Act)
Milad Gholampour
Self-employed sales partner (Selbstständiger Vertriebspartner) for Horbach Wirtschaftsberatung GmbH
Curiestraße 4
70563 Stuttgart
Germany
Contact
Mobile: +49 176 45833573
Phone: +49 711 2525390
Email: milad.gholampour@horbach.de
Professional titles and licences
Insurance agent (Versicherungsvertreter) licensed under § 34d (1) GewO
Registration number: D-ET85-0CVB7-74
Financial investment intermediary (Finanzanlagenvermittler) under § 34f (1) sentence 1 no. 1 GewO
Registration number: D-F-175-3HEI-82
Licence under § 34c GewO
The professional titles were conferred in the Federal Republic of Germany. GewO is the German Trade Regulation Act (Gewerbeordnung).
Supervisory authority and chamber
Supervisory authority for all three licences, and the competent chamber:
Industrie- und Handelskammer Region Stuttgart (Stuttgart Region Chamber of Commerce and Industry)
Jägerstraße 30, 70174 Stuttgart
Postal address: Postfach 10 24 44, 70020 Stuttgart
Intermediary register
You can check my registrations in the official intermediary register (Vermittlerregister): www.vermittlerregister.info
Register office (joint body under § 11a (1) GewO):
Deutsche Industrie- und Handelskammer (DIHK)
Breite Straße 29, 10178 Berlin
Phone: 0180 6005850 (EUR 0.20 per call)
Professional regulations
- Insurance intermediation: § 34d GewO, §§ 59–68 VVG (Insurance Contract Act) and the Insurance Intermediation Ordinance (VersVermV)
- Financial investment intermediation: § 34f GewO and the Financial Investment Intermediation Ordinance (FinVermV)
The texts are available in German at www.gesetze-im-internet.de.
Dispute resolution
For disputes arising from insurance intermediation, you can contact these arbitration bodies:
Versicherungsombudsmann e. V.
Postfach 08 06 32, 10006 Berlin
www.versicherungsombudsmann.de
Ombudsmann Private Kranken- und Pflegeversicherung
Postfach 06 02 22, 10052 Berlin
www.pkv-ombudsmann.de
How to make a complaint is explained in my initial disclosure (Erstinformation).
Relationship with Horbach Wirtschaftsberatung GmbH
I am self-employed and work as a sales partner for this company:
Horbach Wirtschaftsberatung GmbH
Swiss-Life-Platz 1, 30659 Hannover
Amtsgericht Hannover (Hanover Local Court), HRB 213375
I run this website on my own responsibility.
Responsible for content under § 18 (2) MStV (German Interstate Media Treaty)
Milad Gholampour
Curiestraße 4, 70563 Stuttgart
Social media profiles
This legal notice also applies to my profiles on Instagram and LinkedIn.
Website provision
This website is provided with Faronta, a product of BlenCode GmbH, Boschstraße 10, 73734 Esslingen am Neckar, Germany. The privacy policy explains which data is processed in doing so.
About the content
The texts on this website explain financial and insurance topics in general terms. They do not replace personal advice and are not legal or tax advice. I write them with care; under general law I am responsible for my own content.
Links to other websites
This website links to websites run by others. Their content is the responsibility of whoever runs them. When I set the links, no legal violations were apparent. If I learn of one, I will remove the link.
Copyright and image credits
The texts on this website are protected by copyright. Using them beyond what the law permits requires my consent.
The photos showing me are my own. All other photos come from Pexels and are used under the Pexels licence; they serve as illustrations.