About me
About Milad Gholampour
I'm a financial consultant in Stuttgart. I help Persian-speaking families and professionals understand the German financial system and decide on their future with confidence.
Arriving
When I arrived, nothing was obvious
A few years ago I came to Germany myself. Insurance, pensions, loans: the German financial system felt complicated and opaque to me, especially as someone starting out whose first language isn't German.
Money decisions are hard enough in your own language. In a second one, every unfamiliar term adds a new doubt. I know how that uncertainty feels.
German finance has its own vocabulary and its own rules, and most explanations assume you grew up with them. If you didn't, it's easy to feel behind before you've even started.
The turning point
Understanding changes how it feels
Life gets calmer once you understand your own finances.
I don't mean knowing every detail. I mean seeing the whole picture: what you have, what protects you and what is still open. From there, decisions get easier.
That calm is what I'd like you to take from a conversation with me: a clearer idea of where you stand, the German terms behind it, and the next question worth asking.
Today
A bridge between two languages and two systems
Today I support Persian-speaking families and professionals in Germany. We talk as equals and work together towards a clear plan.
I explain the German system step by step: what a term means, why it exists and what it means for your situation. We can talk in Persian, German or English, whichever you prefer.
My office is in Stuttgart, so we can meet in person. From anywhere else in Germany we talk online.
Two languages and two systems meet in every conversation. My job is to connect them, so that what you know from home and what applies here end up in one plan.
- Languages
- Persian · German · English
- Where
- In person in Stuttgart, online across Germany
Financial security is no accident. It begins with trust and clarity.
How I work
Four principles for every conversation
You can hold me to these.
Explain first, suggest second
I explain complex topics simply, using the German terms you'll meet in your contracts. A suggestion only comes once the topic is clear to you.
An overall plan, not a single product
Insurance, retirement, investing and buying a home are connected. That's why I look at your whole situation, not one product at a time.
A plan that changes with you
As age, work and family change, so do your goals. Your plan should stay flexible and be reviewed when your life changes.
You decide
I lay out the options with their trade-offs. Whether and when you decide is up to you.
Transparency
Who you're talking to
You have a right to know who you're talking to. I work as a senior consultant (Seniorberater) and self-employed sales partner of Horbach Wirtschaftsberatung GmbH. These are my official details, and you can check them in the public register.
- Role
- Self-employed sales partner (Selbstständiger Vertriebspartner) of Horbach Wirtschaftsberatung GmbH
- Insurance intermediation
- Insurance agent (Versicherungsvertreter) licensed under § 34d (1) GewO, registration number D-ET85-0CVB7-74
- Investment intermediation
- Financial investment intermediary (Finanzanlagenvermittler) under § 34f (1) sentence 1 no. 1 GewO, registration number D-F-175-3HEI-82
- Further licence
- Licence under § 34c GewO
- Supervisory authority
- IHK Region Stuttgart, Jägerstraße 30, 70174 Stuttgart
You can check my registration in the official intermediary register: vermittlerregister.info (opens in a new tab)
Free and non-binding
Let's talk about your situation
The first conversation is free and non-binding. Call or email me. We can meet in person in Stuttgart or talk online, wherever you live in Germany.
In Persian, German or English